The grave earnestness with which he spoke went to Mary's heart, and the tears came into her eyes. She felt it almost wrong to withstand a man of so much weight and worth; but she spoke steadily—'This is very kind—very kind indeed; but I do not feel as if it would be right.'

'Will you not let me be the judge of what will satisfy me?'

'You cannot judge of my feelings, Mr. Ward. You must believe me that, with all my esteem and gratitude, I do not yet feel as if I should be acting rightly by you or by any one else, under my present sentiments.'

'You do not yet feel?'

Mary felt that the word was a mistake. 'I do not think I ever shall,' she added.

'You will not call it persecution, if I answer that perhaps I may make the venture once more,' he said. 'I shall live on that word 'yet' while I am at New York. I will tease you no more now; but remember that, though I am too old to expect to be a young lady's first choice, I never saw the woman whom I could love, or of whom I could feel so sure that she would bring a blessing with her; and I do believe that, if you would trust me, I could make you happy. There! I ask no answer. I only shall think of my return next year, and not reckon on that. I know you will tell me whatever is true.' He pressed her hand, and would fain have smiled reassuringly.

He took leave much more kindly than Mary thought she deserved, and did not appear to be in low spirits. She feared that ahe had raised unwarrantable hopes, but the truth was, that Mr. Ponsonby had privately assured him that, though she could not yet believe it, poor girl! the young man in England would be married before many months were over to old Dynevor's niece. There would be no more difficulty by the time he came back, for she liked him heartily already, and was a sensible girl.

So Mr. Ward departed, and Mary was relieved, although she missed his honest manly homage, and sound wise tone of thought, where she had so few to love or lean on. She thought that she ought to try to put herself out of the way of her cousins at home as much as possible, and so she did not try to make time to write to Clara, and time did not come unsought, for her father's health did not improve; and when they returned to Lima, he engrossed her care almost entirely, while his young wife continued her gaieties, and Mary had reason to think the saya y manto disguise was frequently donned; but it was so much the custom of ladies of the same degree, that Mary thought it neither desirable nor likely to be effectual to inform her father, and incite him to interfere. She devoted herself to his comfort, and endeavoured to think as little as she heard of English cousins.

There was not much to hear. After returning home quite well, Lord Ormersfield was laid up again by the first cold winds, and another summer of German brunnens was in store for him and Louis. Lady Conway had taken a cottage in the Isle of Wight, where Walter, having found the Christmas holidays very dull, and shown that he could get into mischief as well without Delaford as with him, she sent him off in a sort of honourable captivity to James and Isabel, expecting that he would find it a great punishment. Instead of this, the change from luxury to their hard life seemed to him a sort of pic-nic. He enjoyed the 'fun' of the waiting on themselves, had the freedom of Ormersfield park for sport; and at home, his sister, whom he had always loved and respected more than any one else. James had time to attend to him, and to promote all his better tastes and feelings; and above all, he lost his heart to his twin nieces. It was exceedingly droll to see the half quarrelsome coquetries between the three, and to hear Walter's grand views for the two little maidens as soon as he should be of age. James and Louis agreed that there could not be much harm in him, while he could conform so happily to such a way of life. Everything is comparative, and the small increase to James's income had been sufficient to relieve him from present pinching and anxiety in the scale of life to which he and Isabel had become habituated. His chaplaincy gave full employment for heart and head to a man so energetic and earnest; he felt himself useful there, and threw himself into it with all his soul; and, what was more wonderful, he had never yet quarrelled with the guardians; and the master told Mr. Calcott that he had heard Mr. Frost was a fiery gentleman, but he had always seen him particularly gentle, especially with the children in school. The old women could never say enough in his praise, and doated on the little brown fairy who often accompanied him.

There was plenty to be done at home—little luxury, and not much rest; but Isabel's strength and spirits seemed a match for all, in her own serene quiet way, and the days passed very happily.

Charlotte had a workhouse girl under her, who neither ate nor broke so vehemently as her predecessor. One night, when Charlotte sat mending and singing in the nursery, the girl came plodding up in her heavy shoes, saying, 'There's one wanting to see ye below.'

'One! Who can it be?' cried Charlotte, her heart bounding at the thought of a denouement to her own romance.

'He looks like a gentleman,' said the girl, 'and he wanted not to see master, but Miss Arnold most particular.' More hopes for Charlotte. She had nearly made one bound downstairs, but waited to lay awful commands on the girl not to leave the children on no account; then flew down, pausing at the foot of the stairs to draw herself up, and remember dignity and maidenliness. Alas for her hopes! It was Delaford! His whiskers still were sleek and curly; he still had a grand air; but his boots were less polished—his hat had lost the gloss—and he looked somewhat the worse for wear.

Poor Charlotte started back as if she had seen a wild beast in her kitchen. She had heard of his dishonesty, and her thoughts flew distractedly to her spoons, murder, and the children. And here he was advancing gracefully to take her hand. She jumped back, and exclaimed, faintly, 'Mr. Delaford, please go away! I can't think what you come here for!'

'Ah! I see, you have listened to the voice of unkind scandal,' said Mr. Delaford. 'I have been unfortunate, Miss Arnold—unfortunate and misunderstood—guilty never. On the brink of quitting for ever an ungrateful country, I could not deny myself the last sad satisfaction of visiting the spot where my brightest hours have been passed;' and he looked so pathetic, that Charlotte felt her better sense melting, and spoke in a hurry—

'Please don't, Mr. Delaford, I've had enough of all that. Please go, and take my best wishes, as long as you don't come here, for I know all about you.'

But the intruder only put his hand upon his heart, and declared that he had been misrepresented; and let a cruel world think of him as it might, there was one breast in which he could not bear that a false opinion, of him should prevail. And therewith he reached a chair, and Charlotte found herself seated and listening to him, neither believing, nor wishing to believe him, longing that he would take himself away, but bewildered by his rhetoric. In the first place, he had been hastily judged; he had perhaps yielded too much to Sir Walter—but youth, &c.; and when Lady Conway's means were in his hands, it had seemed better—he knew now that it had been a weakness, but so he had judged at the time—to supply the young gentleman's little occasions, than to make an eclat. Moreover, if he had not been the most unfortunate wretch in the world, a few lucky hits would have enabled him to restore the whole before Lord Fitzjocelyn hurried on the inquiry; but the young gentleman thought he acted for the best, and Mr. Delaford magnanimously forgave him.

Charlotte could not follow through half the labyrinth; and sat pinching the corner of her apron, with a vague idea that perhaps he was not so bad as was supposed; but what would happen if her master should find him there? She never looked up, nor made any answer, till he began to give her a piteous account of his condition; how he did not know where to turn, nor what to do; and was gradually beginning to sell off his 'little wardrobe to purchase the necessaries of life.' Then the contrast began to tell on her soft heart, and she looked up with a sound of compassion.

In the wreck of his fortunes and hopes, he had thought of her; he knew she had too generous a spirit to crush a wretch trodden down by adversity, who had loved her truly, and who had once had some few hopes of requital. Those were, alas! at an end; yet still he saw that 'woman, lovely woman, in our hours of ease'—And here he stumbled in his quotation, but the fact was, that his hopes being blasted in England, he had decided on trying his fortune in another hemisphere; but, unfortunately, he had not even sufficient means to pay for a passage of the humblest description, and if he could venture to entreat for a—in fact, a loan—it should be most faithfully and gratefully restored the moment the fickle goddess should smile on him.

Charlotte felt a gleam of joy at the prospect of getting rid of him on any terms. She belonged to a class who seldom find the golden mean in money matters, being either exceedingly close and saving, or else lavish either on themselves or other people. Good old Jane had never succeeded in saving; all her halfpence went to the beggars, and all her silver melted into halfpence, or into little presents; and on the receipt of her wages, she always rushed on to the shop like a child with a new shilling. Reading had given Charlotte a few theories on the subject, but her practice had not gone far. She always meant to put into the savings' bank; but hiring books, and daintiness, though not finery, in dress, had prevented her means from ever amounting to a sum, in her opinion, worth securing. The spirit of economy in the household had so far infected her that she had, in spite of her small wages, more in hand than ever before, and when she found what Mr. Delaford wanted, a strange mixture of feelings actuated her. She pitied the change in his fortunes; she could not but be softened by his flattering sayings,—she could not bear that he should not have another chance of retrieving his character—she knew she had trifled unjustifiably with his feelings, if he had any,—and she had a sense of being in fault. And so the little maiden ran upstairs, peeped into her red-leather work-box, pulled out her bead-purse, and extracted therefrom three bright gold sovereigns, and ran downstairs again, trembling at her own venturesomeness, afraid that their voices might be heard. She put the whole before Delaford, saying—

'There—that is all that lays in my power. Don't mention it, pray. Now, please go, and a happy journey to you.'

How she wished his acknowledgments and faithful promises were over! He did hint something about refreshment, bread-and-cheese and beer, fare which he used to despise as 'decidedly low,' but Charlotte was obdurate here, and at last he took his leave. There stood the poor, foolish, generous little thing, raking out the last embers of the kitchen fire, conscious that she had probably done the silliest action of her life, very much ashamed, and afraid of any one knowing it; and yet strangely light of heart, as if she had done something to atone for the past permission that she had granted him to play with her vanity.

'Some day she might tell Tom all about it, and she did not think he would be angry, for he knew what it was to have nowhere to go, and to want to try for one more chance.'

CHAPTER XVIII
THE CRASH

Late and early at employ;
Still on thy golden stores intent;
Thy summer in heaping and hoarding is spent,
What thy winter will never enjoy.

SOUTHEY.

'Stitch! stitch!' said James Frost, entering the nursery on a fine August evening, and finding his wife with the last beams of sunshine glistening on her black braids of hair, as she sat singing and working beside the cot where slept, all tossed and rosy, the yearling child. 'Stitch! stitch! If I could but do needlework!'

'Ah!' said Isabel, playfully, lifting up a sweeter face than had ever been admired in Miss Conway, 'if you will make your kittens such little romps, what would you have but mending?'

'Is it my fault? I am very sorry I entailed such a business on you. You were at that frock when I went to evening prayers at the Union, and it is not mended yet.'

'Almost; and see what a perfect performance it is, all the spots joining as if they had never been rent. I never was so proud of anything as of my mending capabilities. Besides, I have not been doing it all the time: this naughty little Fanny was in such a laughing mood, that she would neither sleep herself nor let the rest do so; and Kitty rose up out of her crib, and lectured us all. Now, don't wake them—no, you must not even kiss the twin cherries; for if they have one of papa's riots, they will hardly sleep all night.'

'Then you must take me away; it is like going into a flower-garden, and being told not to gather.'

'Charlotte is almost ready to come to them, and in the meantime here is something for you to criticise,' said she, taking from the recess of her matronly workbasket a paper with a pencilled poem, on the Martyrs of Carthage, far more terse and expressive than anything she used to write when composition was the object of the day. James read and commented, and was disappointed when they broke off short— 'Ah! there baby woke.'

'Some day I shall give you a subject. Do you know how Sta. Francesca Romana found in letters of gold the verse of the Psalm she had been reading, and from which she had been five times called away to attend to her household duties?'

'I thought you were never to pity me again—'

'Do you call that pitying you?'

'Worse,' said Isabel, smiling.

'Well, then, what I came for was to ask if you can put on your bonnet, and take a walk in the lanes this lovely evening.'

A walk was a rare treat to the busy mother, and, with a look of delight, she consented to leave her mending and her children to Charlotte. There seldom were two happier beings than that pair, as they wandered slowly, arm-in-arm, in the deep green lanes, in the summer twilight, talking sometimes of the present, sometimes of the future, but with the desultory, vague speculation of those who feared little because they knew how little there was to fear.

'It is well they are all girls,' said James, speaking of that constant topic, the children; 'we can manage their education pretty well, I flatter myself, by the help of poor Clara's finishing governess, as Louis used to call you.'

'If the edge of my attainments be not quite rusted off. Meantime, you teach Kitty, and I teach nothing.'

'You don't lose your singing. Your voice never used to be so sweet.'

'It keeps the children good. But you should have seen Kitty chaunting 'Edwin and Angelina' to the twins this morning, and getting up an imitation of crying at 'turn Angelina, ever dear,' because, she said, Charlotte always did.'

'That is worth writing to tell Fitzjocelyn! It will be a great disappointment if they have to stay abroad all this winter; but he seems to think it the only chance of his father getting thoroughly well, so I suppose there is little hope of him. I should like for him to see Kitty as she is now, she is so excessively droll!'

'Yes; and it must be a great deprivation to have to leave all his farm to itself, just as it is looking so well; only he makes himself happy with whatever he is doing.'

'How he would enjoy this evening! I never saw more perfect rest!'

'Yes;—the sounds of the town come through the air in a hush! and the very star seems to twinkle quietly!'

They stood still without speaking to enjoy that sense of stillness and refreshment, looking up through the chestnut boughs that overshadowed the deep dewy lane, where there was not air enough even to waft down the detached petals of the wild rose.

'Such moments as these must be meant to help one on,' said James, 'to hinder daily life from running into drudgery.'

'And it is so delightful to have a holiday given, now and then, instead of having a life all holiday. Ah! there's a glow-worm—look at the wonder of that green lamp!'

'I must show it to Kitty,' said James, taking it up on a cushion of moss.

'Her acquaintance will begin earlier than mine. Do you remember showing me my first glow-worm at Beauchastel? I used to think that the gem of my walks, before I knew better. It is a great treat to have poor Walter here in the holidays, so good and pleasant; but I must say one charm is the pleasure of being alone together afterwards.'

'A pleasure it is well you do not get tired of, my dear, and I am afraid it will soon be over for the present. I do believe that is Richardson behind us! An attorney among the glow-worms is more than I expected.'

'Good evening, sir,' said the attorney, coming up with them; 'is Mrs. Frost braving the dew?' And then, after some moments, 'Have you heard from your sister lately, Mr. Frost?'

'About three weeks ago.'

'She did not mention then,' said Mr. Richardson, hesitating, 'Mr. Dynevor's health?'

'No! Have you heard anything?'

'I thought you might wish to be aware of what I learnt from, I fear, too good authority. It appears that Mr. Dynevor paid only a part of the purchase-money of the estate, giving security for the rest on his property in Peru; and now, owing to the failure of the Equatorial Steam Navigation Company, Mr. Dynevor is, I fear, actually insolvent.'

'Did you say he was ill?'

'I heard mentioned severe illness—paralytic affection; but as you have not heard from Miss Clara, I hope it may be of no importance.'

After a few more inquiries, and additional information being elicited, good-nights were exchanged, and Mr. Richardson passed on. At first neither spoke, till Isabel said—

'And Clara never wrote!'

'She would identify herself too much with her uncle in his misfortune. Poor dear child! what may she not be undergoing!'

'You will go to her?'

'I must. Whether my uncle will forgive me or not, to Clara I must go. Shall I write first?'

'Oh! no; it will only make a delay, and your uncle might say 'don't come.''

'Right; delay would prolong her perplexities. I will go to-morrow, and Mr. Holdsworth will see to the workhouse people.'

His alert air showed how grateful was any excuse that could take him to Clara, the impulse of brotherly love coming uppermost of all his sensations. Then came pity for the poor old man whose cherished design had thus crumbled, and the anxious wonder whether he would forgive, and deign to accept sympathy from his nephew.

'My dear,' said James, doubtfully; 'supposing, what I hardly dare to imagine, that he should consent, what should you say to my bringing him here?

'I believe it would make you happy,' said Isabel. 'Oh! yes, pray do—and then we should have Clara.'

'I should rejoice to offer anything like reparation, though I do not dare to hope it will be granted; and I do not know how to ask you to break up the home comfort we have prized so much.'

'It will be all the better comfort for your mind being fully at ease; and I am sure we should deserve none at all, if we shut our door against him now that he is in distress. You must bring him, poor old man, and I will try with all my might to behave well to him.'

'It is a mere chance; but I am glad to take your consent with me. As to our affording it, I suppose he may have, at the worst, an allowance from the creditors, so you will not have to retrench anything.'

'Don't talk of that, dearest. We never knew how little we could live on till we tried; and if No. 12 is taken, and you are paid for the new edition of the lectures, and Walter's pay besides—'

'And Sir Hubert,' added James.

'Of course we shall get on,' said Isabel. 'I am not in the least afraid that the little girls will suffer, if they do live a little harder for the sake of their old uncle. I only wish you had had your new black coat first, for I am afraid you won't now.'

'You need not reckon on that. I don't expect that I shall be allowed the comfort of doing anything for him. But see about them I must. Oh, may I not be too late!'

Early the next morning James was on his way, travelling through the long bright summer day; and when, after the close, stifling railway carriage, full of rough, loud-voiced passengers, he found himself in the cool of the evening on the bare heath, where the slanting sunbeams cast a red light, he was reminded by every object that met his eye of the harsh and rebellious sensations that he had allowed to reign over him at his last arrival there, which had made him wrangle over the bier of one so loving and beloved, and exaggerate the right till it wore the semblance of the wrong.

By the time he came to the village, the parting light was shining on the lofty church tower, rising above the turmoil and whirl of the darkening world below, almost as sacred old age had lifted his grandmother into perpetual peace and joy, above the fret and vexation of earthly cares and dissensions. The recollection of her confident trust that reconciliation was in store, came to cheer him as he crossed the park, and the aspect of the house assured him that at least he was not again too late.

The servant who answered the bell said that Mr. Dynevor was very ill, and Miss Dynevor could see no one. James sent in his card, and stood in an agony of impatience, imagining all and more than all he deserved, to have taken place—his uncle either dying, or else forcibly withholding his sister from him.

At last there was a hurried step, and the brother and sister were clasping each other in speechless joy.

'O Jem! dear Jem! this is so kind!' cried Clara, as with arms round each other they crossed the hall. 'Now I don't care for anything!'

'My uncle?'

'Much better,' said Clara; 'he speaks quite well again, and his foot is less numb.'

'Was it paralysis?'

'Yes; brought on by trouble and worry of mind. But how did you know, Jem?'

'Richardson told me. Oh, Clara, had I offended too deeply for you to summon me?'

'No, indeed,' said Clara, pressing his arm, 'I knew you would help us as far as you could; but to throw ourselves on you would be robbing the children, so I wanted to have something fixed before you heard.'

'My poor child, what could be fixed?'

'You gave me what is better than house and land,' said Clara. 'I wrote to Miss Brigham; she will give me employment in the school till I can find a place as daily governess, and she is to take lodgings for us.'

'And is this what it has come to, my poor Clara?'

'Oh, don't pity me! my heart has felt like an India-rubber ball ever since the crash. Even poor Uncle Oliver being so ill could not keep me from feeling as if the burthen were off my back, and I were little Clara Frost again. It seemed to take away the bar between us; and so it has! O Jem! this is happiness. Tell me of Isabel and the babies.'

'You will come home to them. Do you think my uncle would consent?'

She answered with an embrace, a look of rapture and of doubt, and then a negative. 'Oh, no, we cannot be a burthen on you. You have quite enough on your hands. And, oh! you have grown so spare and thin. I mean to maintain my uncle, if—' and her spirited bearing softened into thoughtfulness, as if the little word conveyed that she meant not to be self-confident.

'But, Clara, is this actual ruin? I know only what Richardson could tell me.'

'I do not fully understand,' said Clara. 'It had been plain for a long time that something was on Uncle Oliver's mind; he was so restless all the winter at Paris, and at last arranged our coming home very suddenly. I think he was disappointed in London, for he went out at once, and came back very much discomposed. He even scolded me for not having married; and when I tried to coax him out of it, he said it was for my good, and he wanted to see after his business in Peru. I put him in mind how dear granny had begged him to stay at home; but he told me I knew nothing about it, and that he would have gone long ago if I had not been an obstinate girl, and had known how to play my cards. I said something about going home, but that made him more furious than ever. But, after all, it is not fair to tell all about the last few months. Dr. Hastings says his attack had been a long time coming on, and he must have been previously harassed.'

'And you had to bear with it all?'

'He was never unkind. Oh, no; but it was sad to see him so miserable, and not to know why—and so uncertain, too! Sometimes he would insist on giving grand parties, and yet he was angry with the expense of my poor little pony-carriage. I don't think he always quite knew what he was about; and while he hoped to pull through, I suppose he was afraid of any one guessing at his embarrassments. On this day fortnight he was reading his letters at breakfast—I saw there was something amiss, and said something stupid about the hot rolls, because he could not bear me to notice. I think that roused him, for he got up, but he tottered, and by the time I came to him he seemed to slip down into my arms, quite insensible. The surgeon in the village bled him, and he came to himself, but could not speak. I had almost sent for you then, but Dr. Hastings came, and thought he would recover, and I did not venture. Indeed, Jane forbade me; she is a sort of lioness and her whelps. Well, the next day came Mr. Morrison, who is the Mr. Richardson to this concern, and by-and-by he asked to see me. He kept the doctor in the next room. I believe he thought I should faint or make some such performance, for he began about his painful duty, and frightened me lest my poor uncle should be worse, only he was not the right man to tell me. So at last it came out that we were ruined, and I was not an heiress at all, at all! If it had not been for poor Uncle Oliver, I should have cried 'Hurrah!' I did nearly laugh to hear him complimenting my firmness. I believe the history is this:—Hearing that this place was for sale, brought Uncle Oliver home before his affairs could well do without him. He paid half the price, and promised to pay the rest in three years, giving security on the mines and the other property in Peru; but somehow the remittances have never come properly, and he trusted to some great success with the Equatorial Company to set things straight, but it seems that it has totally failed, and that was the news that overthrew him. Then the creditors, who had been put off with hopes, all came down on him together, and there seems to be nothing to be done but to give up everything to them. Poor Uncle Oliver!—I sat watching him that evening, and thinking how Louis would say the sea had swept away his whole sand castle with one wave.'

'Does he know it? Have any steps been taken?'

'Mr. Morrison showed me what my poor uncle had done. He had really executed a deed giving me the whole estate; he would have borne all the disgrace and persecution himself—for you know it would have been a most horrible scrape, as he had given them security on property that was not really secure. Mr. Morrison said the deed would hold, and that he would bring me counsel's opinion if I liked. But, oh, Jem! I was so thankful that my birthday was over, and I was my own woman! I made him draw up a paper, and I signed it, undertaking that they shall have quiet possession provided they will come to an amicable settlement, and not torment my uncle.'

'I hope he is a man of sense, who will make the best terms?'

'You may see to that now. I'm sure he is a man of compliments. He tells me grand things about my disinterestedness, and the creditors and they have promised to let us stay unmolested as long as I please, which will be only till my uncle can move, for I must get rid of all these servants and paraphernalia, and in the meantime they are concocting the amicable adjustment, and Mr. Morrison said he should try to stipulate for a maintenance for my uncle, but he was not sure of it, without giving up what may yet come from Peru. Jane's annuity is safe—that is a comfort! What work I had to make her believe it! and now she wants us all to live upon it.'

'That was a rare and beautiful power by which my grandmother infused such faithful love into all her dependants. But now for the person really to be pitied.'

'It was only three days ago that it was safe to speak of it, but then he had grown so anxious that the doctors said I must begin. So I begged and prayed him to forgive me, and then told what I had done, and he was not so very angry. He only called me a silly child, and said I did not know what I had done in those few days that I had been left to myself. So I told him dear granny had had it, and that was all that signified, and that I never had any right here. Then,' said Clara, tearfully, 'he began to cry like a child, and said at least she had died in her own home, and he called me Henry's child: and then Jane came and turned me out, and wont let me go near him unless I promise to be good and say nothing. But I must soon; for however she pats him, and says, 'Don't, Master Oliver,' I see his mind runs on nothing else, and the doctor says he may soon hear the plans, and be moved.'

'Can you venture to tell him that I am here?'

Before Clara could answer, Jane opened the door—'Miss Clara, your uncle;' and there she stopped, at the unexpected sight of the brother and sister still hand in hand. 'Here, Jane, do you see him?' cried Clara; and James came forward with outstretched hand, but he was not graciously received.

'Now, Master James, you ain't coming here to worrit your poor uncle?'

'No, indeed, Jane. I am come in the hope of being of some use to him.'

'I'd rather by half it had been Lord Fitzjocelyn,' muttered Jane, 'he was always quieter.'

'Now, Jane, you should not be so cross,' cried Clara, 'when it is your own Jemmy, come on purpose to help and comfort us all! You are going to tell Uncle Oliver, and make him glad to see him, as you know you are.'